Private by the
way it works.

Debt Guardian is a browser-only personal debt tracker. Your debt data saves on the device where you enter it — not on our servers — unless you choose to create an account.

No login to begin

You can record personal debts without creating an account. The demo runs entirely in your browser. A login is only relevant when you choose to save your debt history across devices or sessions.

Same-device storage for now

Debt data currently saves only on the same device you use to record it. It is important to use a device you have reliable access to and to keep it secure. If you clear your browser data, your local record will be removed.

Legacy Access is a deliberate request

You may assign up to five people by providing their name, phone number, and email. After your death, one assigned person may submit a death certificate to the Debt Guardian admin team. The admin team reviews the submission and approves access — this is not automatic.

Contact information

If you contact us with a question, we will use your email address only to respond to that query. We do not share contact data with third parties.

Have a questionabout privacy?

Write to the Debt Guardian team and we will respond clearly.

Contact Debt Guardian →